VIP airport perks—such as lounge access, priority boarding, or travel insurance—are typically offered by premium travel cards, not 0% APR promotional cards. These perks are valuable for frequent travelers but unrelated to interest-free financing. If your goal is to avoid interest on large purchases or debt, a 0% APR card is a better fit. But if you're looking for elite travel benefits, consider cards with annual fees that provide premium travel rewards.